Credit Scores

The forum for ranting, raving, complaining and praising
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Fat_Bulldog
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Re: Credit Scores

Post by Fat_Bulldog »

Dumb formulas

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Schlich
Don't tone police me bro!
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Re: Credit Scores

Post by Schlich »

what are derogatory marks?

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cardsfansince82
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Re: Credit Scores

Post by cardsfansince82 »

Schlich wrote:what are derogatory marks?
Bankruptcy and foreclosure are the big ones, but those probably don't apply to you. If you have any, they are most likely from a bill you forgot to pay for several months and it got turned over to a collection agency. Those suck because you might not have received much notice/fully intended to pay it and it still looks bad even after you settle the debt.

Jocephus
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Re: Credit Scores

Post by Jocephus »

C's, D's and F's

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cardsfansince82
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Re: Credit Scores

Post by cardsfansince82 »

I have an American Express card that I've always paid myself but somehow it is linked to my dad's account from when I signed up. I was born in 1982 but my credit report shows me as an Amex holder since 1971.

Jocephus
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Re: Credit Scores

Post by Jocephus »

cardsfansince82 wrote:I have an American Express card that I've always paid myself but somehow it is linked to my dad's account from when I signed up. I was born in 1982 but my credit report shows me as an Amex holder since 1971.
FRAUD

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cardsfansince82
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Re: Credit Scores

Post by cardsfansince82 »

If anybody knows of a get rich quick scheme that only requires an artificially inflated credit score then hit me up.

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