Why me?

[Jocephus]

sorry doc

[sighyoung]

I'm very sorry that crap keeps happening, doc.

[Hungary Jack]

Doc,

I think we need to do a spiritual cleansing. Between your car and that bonehead you took up with, you have had more than your share of bad luck. It's time for some good luck.

[KyCardinalFan]

Doc,

I think we need to do a spiritual cleansing. Between your car and that bonehead you took up with, you have had more than your share of bad luck. It's time for some good luck.

Good idea, exorcise some demons.

What do we need?

[phins]

That really stinks. I hate to tell you this but your insurance company is not gonna pay for a laptop that you left in your car. They won't even pay for cd's.

I'm an Underwriter, and the auto policy wouldn't pay for personal property in the vehicle anyway. It would come from your homeowners policy, and the deductible and internal limits of your policy wouldn't make it worth it anyway.

You won't be getting anything from your insurance company. Luke, there is a good reason they don't pay for CD's, as they are impossible to catalog and prove how many you had, but you can normally endorse your policy to add some coverage for cd's. It won't be something you'd want to use unless you had other items lost as well, since your deductible would be more than the items themselves, but it is a thought.

Doc, without being a jerk, if this laptop was so important to you, why in the world would you leave it in the backseat and not in the trunk. Especially after this has happened to you once?

Anyway, sorry to hear this stuff keeps happening to you, my friend. I think life is cyclical, and right now you're going through a rough stretch. Things will get better, just keep your head up!

[lukethedrifter]

That really stinks. I hate to tell you this but your insurance company is not gonna pay for a laptop that you left in your car. They won't even pay for cd's.

I'm an Underwriter, and the auto policy wouldn't pay for personal property in the vehicle anyway. It would come from your homeowners policy, and the deductible and internal limits of your policy wouldn't make it worth it anyway.

You won't be getting anything from your insurance company. Luke, there is a good reason they don't pay for CD's, as they are impossible to catalog and prove how many you had, but you can normally endorse your policy to add some coverage for cd's. It won't be something you'd want to use unless you had other items lost as well, since your deductible would be more than the items themselves, but it is a thought.

Doc, without being a jerk, if this laptop was so important to you, why in the world would you leave it in the backseat and not in the trunk. Especially after this has happened to you once?

Anyway, sorry to hear this stuff keeps happening to you, my friend. I think life is cyclical, and right now you're going through a rough stretch. Things will get better, just keep your head up!

Didn't mean to suggest they should pay for cd's, just that cd's are something one might be expected to leave in their car unlike a laptop.

doc, as Branch Rickey said, "Luck is the residue of design." I'm pretty sure he meant good luck but I'd offer that it applies to bad luck as well.

I have lost many things to theft and carelessness so I really feel for you.

[docellis]

Doc, without being a jerk, if this laptop was so important to you, why in the world would you leave it in the backseat and not in the trunk. Especially after this has happened to you once?

Anyway, sorry to hear this stuff keeps happening to you, my friend. I think life is cyclical, and right now you're going through a rough stretch. Things will get better, just keep your head up!

I know, I know...but I was only away from my car for 30 minutes though, and it was on the floorboard pushed halfway under the seat.

At least my deductible on the damage to my door is only $100. And the laptop was easily worth $2500, including the software I will need to buy to replace it, so I am checking with my homeowners, just to see.

[Popeye_Card]

I'm sorry I broke into your car (again). I was wondering if the plunger was in there. I needed to throw it away.

[TimeForGuinness]

where the heck were you?

[docellis]

where the heck were you?

A gym in Creve Couer.

Ok so my home owners deductible is $1000. Replacing the laptop and all the software I am sure is at least double that amount. But do I want to risk having my insurance go up?